LaabhAI risk disclosure

Version 1.0 — 27 Sep 2026 — draft prepared in-house at the founder's instruction; not a substitute for advice from a qualified Indian lawyer.

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Shares can fall. Any share you buy can lose value, sometimes quickly, sometimes for years. You can lose some or all of the money you use with LaabhAI. There is no promise of profit.
This kind of strategy can lose for long stretches. LaabhAI buys shares to hold for weeks or months (delivery only; no borrowing, futures or options), following a rulebook that favours shares that have been rising. In a falling or choppy market such rules can sell at a loss, buy back, and sell again. The loss limits stop new buys; they do not stop the price of shares you already hold from falling, and a stop-loss order may fill well below its trigger price in a fast market or a gap down.
Our own historical test does not pass, and you may trade anyway. LaabhAI tests its own rulebook on past prices (the "backtest gate") and shows you the result before you choose a mode. As of 27 Sep 2026 that test fails: on the most recent period tested (2022 to 2026), the rulebook's largest fall from a high point was about 24%, against about 16% for the Nifty 50 comparison, and our own standard asks for it to be no larger. The result is shown as information (laabh gate); it does not stop you. Paper mode (a simulation) is the default and what we recommend first. You may choose Confirm mode or Live mode on your real account from the start; Live mode needs you to type an acknowledgement that real money is at risk, and starts at half the computed size until 20 clean live days pass.
A test passing would not make it safe, and choosing to trade before it passes is your decision. The historical test and 20 clean trading days in Paper mode only show that the system ran safely in a test. Past results, including backtests and paper trading, do not predict future results. If you trade real money while the test result says "not yet", you do so knowing that.
The AI can be wrong. LaabhAI's research layer uses an AI model (Claude). It can misread news, miss a fact, or reason badly. A separate rules engine (the risk kernel) checks every plan and is the only part that can place an order, but it checks rules, not wisdom: a plan can pass every rule and still lose money.
Software has bugs. LaabhAI is young, free software written by a very small team. Bugs, including in the safeguards, are possible. docs/what-happens-if.md explains how it reacts to the failures we know about; unknown ones can still happen.
Company events can surprise it. Splits, bonus issues, mergers, delistings, suspensions and price-band ("circuit") limits can make prices look wrong, stop a share from trading, or leave you holding something you cannot sell. A delisted or suspended share can become worth little or nothing.
Services outside your control can fail. Zerodha, its Kite connection, Telegram, Claude, your internet connection or your computer can go down or slow down. When they do, LaabhAI may be unable to place, change or cancel an order, or to tell you about it. It cannot act while your computer is asleep or off.
Data can be wrong. Prices, holidays, fees, tax rates and news come from outside sources and can be wrong, late or out of date.
Costs and taxes reduce what you keep. Every buy and sell has broker charges, securities transaction tax, stamp duty, exchange and SEBI fees, GST and depository charges. Gains are taxed (short-term and long-term capital gains). Frequent trading makes these costs larger. Filing your taxes correctly is your responsibility.
This is not advice, and we are not registered. LaabhAI is not investment advice and does not tell you what suits you. We are not registered with SEBI as an adviser, research analyst, portfolio manager or algo provider. No one has checked that this strategy suits your finances, goals or tax position.
You alone decide. You decide whether to use LaabhAI, which mode to use, how much money to let it manage, and whether and when to switch on Live mode. Use only money you can afford to lose, and keep checking your broker account.

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